• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar

Gen Y Planning

Financial Planning for Millennials

  • Home
  • Meet the Team
  • Work With Us
  • Speaking & TV
  • Current Clients
  • Press
  • Blog
  • FAQs

A Penny Saved Is A Penny Earned, Or Is It Invested?

You’re likely familiar with the saying, A penny saved is a penny earned.  It sounds like the type of vague financial advice you might hear from your relatives around the holiday table.  But how is that penny earning anything? If it’s stuck in a traditional savings account, likely not much since the current national average return on a savings account is 0.06%. Even my favorite high … [Read more...] about A Penny Saved Is A Penny Earned, Or Is It Invested?

9 Must-Do Financial Tasks To Check Off Your Year-End List

Year-end is a special time filled with traditions, old and new, and hopefully space to relax, decompress, and prepare for a wonderful new year.  As the final days of 2021 rapidly approach, it’s important to carve out intentional time to ready your finances for 2022. What should go on your year-end to-do list? Here are nine financial elements you won’t want to forget! 1. De-clutter Your … [Read more...] about 9 Must-Do Financial Tasks To Check Off Your Year-End List

How Do I Choose My Company Benefits During Open Enrollment? An Ultimate Guide

What's the best part about fall? While your mind may instantly turn to pumpkin spice, light layers, and jewel-tone leaves, those lovely seasonal novelties won't impact your money too much (or so we hope)! At Gen Y Planning, the best part about fall is helping clients choose their company benefits.  You might be thinking, isn't selecting benefits just an HR formality? Why spend so much time … [Read more...] about How Do I Choose My Company Benefits During Open Enrollment? An Ultimate Guide

How To Put Advanced Payments from 2021 Child Tax Credit To Good Use

The $1.9 trillion American Rescue Plan, passed in March 2021, brought a slew of economic relief efforts to help combat the adverse effects of COVID-19.  Along with additional direct payments, an extension of unemployment benefits, growth of the paycheck protection program, among other initiatives, the plan also expanded the child tax credit. The child tax credit saw a few significant changes for … [Read more...] about How To Put Advanced Payments from 2021 Child Tax Credit To Good Use

Is Crypto Investing A Passing Ship Or Is This Currency Here To Stay?

Cryptocurrency has taken the investment world by storm. With hundreds of new "coins" bubbling to the surface, many people are wondering if they should buy into this new type of currency or if it's another investment trend that will pass.  Should crypto have a place in your portfolio? A Brief History of Cryptocurrency In a nutshell, cryptocurrency is a digital currency for purchasing goods and … [Read more...] about Is Crypto Investing A Passing Ship Or Is This Currency Here To Stay?

How Goals-Based Investing Can Help You Invest Better (No More Chasing Returns)

When it comes to investing, numbers are just one piece of the puzzle.  The other?  Your "why."  When asked why you invest, your answer isn't likely building wealth for wealth's sake. Instead, it probably has something to do with helping you achieve your unique goals—saving for your kid's college, building your dream home, shoring up your nest egg, creating a safety net, among other things. A … [Read more...] about How Goals-Based Investing Can Help You Invest Better (No More Chasing Returns)

  • « Go to Previous Page
  • Go to page 1
  • Go to page 2
  • Go to page 3
  • Go to page 4
  • Interim pages omitted …
  • Go to page 26
  • Go to Next Page »

Primary Sidebar

I'm Sophia! And I'm not your father's financial planner. I work virtually with clients across the country to help them navigate through big life changes and reach their goals. I'm also a foodie, a true crime junkie, and a lover of karaoke. Let's chat! Click here >>

Stay up to date

Subscribe to get all the latest news!

Let’s Connect

  • Facebook
  • LinkedIn
  • Twitter

Latest on Twitter

Sophia Bera, CFP®Follow

Foodie financial planner who loves books, podcasts, and karaoke. Living in Austin, TX and loving it!

Sophia Bera, CFP®
sophiaberaSophia Bera, CFP®@sophiabera·
6h

If you are close to the income limit cut off, you would reduce your taxable income. #RothIRAlimits https://snip.ly/xouhj1

Reply on Twitter 1529469864414429189Retweet on Twitter 1529469864414429189Like on Twitter 1529469864414429189Twitter 1529469864414429189
sophiaberaSophia Bera, CFP®@sophiabera·
21h

Most people think of tracking their spending with a budget, but another way to see your cash flow in action is checking out your annual spending report from your credit card company. #annualspendingreport https://snip.ly/2in1ie

Reply on Twitter 1529251031963643904Retweet on Twitter 1529251031963643904Like on Twitter 1529251031963643904Twitter 1529251031963643904
sophiaberaSophia Bera, CFP®@sophiabera·
24 May

With house prices being the highest in decades, what are home hopefuls supposed to do? Set realistic homebuying expectations! #housingmarket https://buff.ly/3yWNLMO

Reply on Twitter 1529122562155982848Retweet on Twitter 1529122562155982848Like on Twitter 1529122562155982848Twitter 1529122562155982848
Load More...
  • LinkedIn
  • Twitter
  • Disclaimer
  • Privacy Policy
  • ADV Part 2
  • Photo Credit: Matthew Johnson

Copyright © 2022 · Cultivate Theme On Genesis Framework · WordPress · Log in

Share
Tweet
Share