Gen Y Planning brings financial planning to millennials. We now work with a variety of clients in their 20s, 30s, and 40s who are in the middle of making huge life decisions: navigating a new job, buying a home, merging finances, starting a family, relocating, and pursuing advanced degrees. The Gen Y Planning team believes that the earlier you work with a CFP®, the faster you can build a secure financial foundation for the future.
Are you looking for guidance as you make major financial decisions? We want to be on your team to help you simplify, streamline and automate your finances. Learn more about our process here.
Meet The Team
Founder and Principal Financial Planner
Sophia Bera Daigle, CFP® is not your father’s financial planner. After working in traditional financial planning firms since 2007 she quit her job at a NY start-up to launch her own firm, Gen Y Planning. Now, she runs a six-figure online business from her laptop. Her recent accolades include the “Top 40 Under 40” by Investment News, the Investopedia “Top 100 Financial Advisors”, and “Investopedia Top 10 Financial Advisors.”
Sophia has been quoted in the New York Times, Wall Street Journal, Forbes, Fortune, Business Insider, Yahoo Finance, CNN Money, CNBC, Huffington Post, Mashable, LifeHacker, and has been listed as one of the Top 50 Nerd’s Eye View Financial Advisor blogs in 2024. She is one of 15 members of the CNBC Financial Advisor Council. If you Google “financial planner for Gen Y” she’s at the top of the list. Sophia and her husband, Bryan, are based in Austin, TX and have two boys, Theo and Remy. As world travelers and location independent entrepreneurs, they spend much of their time abroad.
Sophia helps people use their money to match their values. Her clients range from creatives to small business owners to Silicon Valley employees. Whether you plan to retire early, take a sabbatical, or build a career you love, we’re excited to work with you.
Nia Saville, CFP®
Lead Planner
Nia Saville received her Bachelors of Science in Psychology from the University of Florida. Upon graduating, she traveled abroad and lived in Australia and Europe for a few years. While there she immersed herself in travel rewards and credit card points & helped her friends back home understand their student loan repayment options, navigate job offers, evaluate their company benefits, and buy their first homes.
These valuable experiences made her realize just how little personal finance education exists in schools, how much she enjoyed learning & educating people about their money, and how important financial literacy is (not just right before retirement), but throughout every stage of life.
Before coming to Gen Y Planning, Nia was the Operations Manager at a tax office, allowing her to bring meaningful tax expertise to the clients at Gen Y Planning! In addition to her tax knowledge, as a YNAB Certified Coach, Nia serves our clients as our resident budgeting expert.
Her passion for helping people with their money led her to pursue and pass her CFP® exam in 2021 and received her full CFP® accreditation in 2022. Nia has worked for your typical father’s financial planner firm in the past. Unsatisfied with the status quo, she firmly stands behind Gen Y Planning’s belief that a new generation needs a fresh approach to financial management— focused on the full picture, not only managing assets, but also people’s goals and values, and the many ways they can leverage their money to meet them.
Nia lives in St. Petersburg, FL, with her husband, son, and cat. There, they enjoy kayaking through the mangroves, beach sunsets, and yoga.
When she’s not home, you can catch them adventuring in Colorado, visiting her family in the UK, and running a non-profit art studio in Upstate New York in the summer.
Disclaimer: I am a YNAB Certified Coach, which means that I have been trained to coach people on using YNAB software and the YNAB method. I have met select requirements of YNAB in order to receive this certification, which means that I have the ability to competently coach YNAB to others. I am not an employee of YNAB, and all non-YNAB related opinions and recommendations are my own. My views do not reflect the views of YNAB and its employees or its affiliates.
Irene Lutts
Client Service Associate
A career as a dancer, marriage, and homeschooling two children while traveling and living car-free all became part of the adventure that intentional financial planning facilitated.
While volunteering at a local VITA tax preparation site, Irene discovered she enjoyed talking about finances and helping people do better with their money. She obtained her Financial Paraplanner qualification and started on a new path to support others as they work toward their goals and live their adventures. Irene lives in the Boston area and joined the Gen Y Planning team in 2024 after a remote internship with a financial planning firm.
In addition to working with Gen Y Planning, Irene continues to perform as a dancer, is a certified bicycling instructor and teaches youth and adults safe riding skills, enjoys sailing with her family, and is always looking forward to her next adventure.