Year-end is a special time filled with traditions, old and new, and hopefully space to relax, decompress, and prepare for a wonderful new year. As the final days of the year rapidly approach, it’s important to carve out intentional time to ready your finances for next year. What should go on your year-end to-do list? Here are nine financial elements you won’t want to forget! 1. De-clutter Your … [Read more...] about 9 Must-Do Financial Tasks To Check Off Your Year-End List
When Nothing Goes According To Plan, Having A Plan Matters Most
Even if you didn’t experience financial instability in 2020, it’s OK if this feels like a lost year. Be kind to yourself. You don’t have to hustle your way through the pandemic. If you lost some or all of your income, had to delay a big financial step, or had to stop saving for retirement, you’re far from alone. One in three American adults has had to pull money from their savings or … [Read more...] about When Nothing Goes According To Plan, Having A Plan Matters Most
The Building Blocks of Financial Security
Every path to financial security starts somewhere. Some of us had a leg up, in the form of debt-free college educations or trust funds. But lots of us didn’t. As you’ve probably read, fewer than half of Americans have enough money saved to cover a $1,000 emergency. If you don’t have an emergency fund or if you’re afraid to look at your credit card balance, you’re far from alone. The good … [Read more...] about The Building Blocks of Financial Security
Reflecting On Your Finances At The New Year
According to a Fidelity study from 2014, 31% of Americans planned to make financial resolutions for 2015. Of that group, more than half wanted to save more. The median goal was to save $200 per month. But before you look ahead to the goals you want to accomplish in the new year, take a moment to consider how your money situation changed in the last year. Evaluate … [Read more...] about Reflecting On Your Finances At The New Year
Can Money Buy Happiness for Gen Y?
A lot of emphasis is placed on saving money when we talk about personal finance. Saving more and spending less equal financial success, right? Fundamentally, yes, but that doesn't mean all spending is bad. Spending money becomes an issue when we do it mindlessly on things that don't bring us happiness, or when we spend money fruitlessly in an effort to solve problems that are … [Read more...] about Can Money Buy Happiness for Gen Y?
4 Ways Gen Y Can Maintain Good Financial Health
This time of year can only mean one thing: a new wave of students is donning their caps and gowns and walking across a stage to finally accept their hard-earned college diplomas. It's a really exciting time in anyone's life — but it can be pretty scary, too. For recent grads — and even members of Generation Y who have been out of college for a few years — thinking about how they'll become … [Read more...] about 4 Ways Gen Y Can Maintain Good Financial Health