Even if you didn’t experience financial instability in 2020, it’s OK if this feels like a lost year. Be kind to yourself. You don’t have to hustle your way through the pandemic. If you lost some or all of your income, had to delay a big financial step, or had to stop saving for retirement, you’re far from alone. One in three American adults has had to pull money from their savings or … [Read more...] about When Nothing Goes According To Plan, Having A Plan Matters Most
It’s easy to see our homes and investment accounts as the most important parts of our portfolios. After all, that’s what we spend most of our time talking about with Gen Y Planning clients. But really, the most reliable and important asset most of us have is our ability to work. So what happens if you become ill or get injured and are no longer able to work in your field? That’s … [Read more...] about The Gen Y Planning Guide to Insurance: Short- and Long-Term Disability Insurance
Side hustles are so integral to Millennials’ economic lives that our generation invented a whole suite of apps designed to facilitate them — Uber, Instacart, Postmates, transcription services, dog-walking services, house-sitting services, and many, many more. As my clients have grown up, their side hustles have gotten more sophisticated and polished, but the substance is still the … [Read more...] about Side Hustle Smarter, Not Harder
Many of you are about two months into what may be the first time you’re working remotely. If you’re like me, you love it! But lots of people miss the camaraderie of office work. I doubt workers will be returning to offices anytime soon, because there are so many logistics involved in how to have hundreds of people occupy an indoor space safely that many companies will simply stay remote for the … [Read more...] about You’re Going to be Working Remotely for Awhile. Here’s How to Make it Work.
There may come a time in your career when working 40-plus hours a week just isn’t possible. It’s common to exit the workforce for a few years to deal with a health issue, or care for young children or elderly relatives. But your reasons for wanting a break may be different! Lots of workers are taking a detour from their career path to travel, take on a creative project, learn new skills, or avoid … [Read more...] about How to Set Yourself Up for a Future Career Break
I recently saw a Twitter thread claiming that the only path to wealth is self-employment. I call shenanigans. For one thing, everyone defines “wealth” and “success” differently. For another, there are many different paths to attaining both of those things. As someone who works with both entrepreneurs and people who work as W-2 employees, I can tell you that it’s possible to become wealthy — … [Read more...] about Do You Have to Start Your Own Business to Become Rich?