Young Professionals

Career planning

The Role of Career Planning in Financial Planning

by Sophia Bera October 11, 2017

When I work with financial planning clients, I tend to ask a lot of questions that don’t seem to be directly related to money at all. Where do you want to live? Do you have any upcoming travel plans? Do you like your job? Here’s the thing: most decisions you make in your life are […]

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Retirement savings for the self-employed

Retirement Planning if You’re Self-Employed or a Small Business Owner

by Sophia Bera September 27, 2017

Many people refer to retirement savings plans as “401(k)s” even if they’re not, because so many financial advice articles out there focus heavily on 401(k)s. The reality is that there are a variety of ways to save for retirement, and the options you choose can depend on what kind of company you work for, or […]

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Benefits for the self-employed

How to Create Your Own Benefits Package When You’re Self-Employed

by Sophia Bera September 20, 2017

When you’re a full-time employee for a company, you might take for granted all the benefits you get in addition to your actual salary. It turns out that of your total compensation package, 30% goes toward benefits like health insurance, disability insurance, life insurance, 401(k) matches, paid vacation and sick leave, and more. But nearly […]

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Building your team

Why Assembling a Rock-Star Team is the Key to Success

by Sophia Bera April 26, 2017

This is part 3 of a 3 part series on a “Behind the Scenes Look at Gen Y Planning.” Feel free to start by reading Part 1 on “How I Built the Kind of Business I Want to See in the World” and Part 2 on “Yes, You Can Run a Business and Still Have […]

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work/life balance

Yes, You Can Run a Business and Still Have a Life! Here’s How

by Sophia Bera April 19, 2017

This is part 2 of a 3-part series on a “Behind the Scenes Look at Gen Y Planning.” Feel free to start by reading Part 1 on “How I Built the Kind of Business I Want to See in the World”. Also, if you’re a financial planner who is interested in finding out about the […]

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Taxes for the self-employed

Tax Tips for Freelancers, Side-Hustlers, and the Self-Employed

by Sophia Bera March 29, 2017

If you work as a full-time contractor or freelancer, own your own business, or earn income through a side hustle, your tax situation is going to be a bit different. When you work as a W-2 employee, a portion of each of your paychecks automatically goes toward taxes and Social Security and Medicare payments. But […]

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Roth IRAs

The Ultimate Guide to Roth IRAs

by Sophia Bera January 19, 2017

One of the best things young investors can do to ensure their future financial freedom is begin saving for retirement as early as possible. I recommend Roth IRAs to many of my clients and friends, because the way they work can be especially beneficial to young professionals. You might have a Roth IRA account set […]

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