Recommendations

Retirement savings for the self-employed

Retirement Planning if You’re Self-Employed or a Small Business Owner

by Sophia Bera September 27, 2017

Many people refer to retirement savings plans as “401(k)s” even if they’re not, because so many financial advice articles out there focus heavily on 401(k)s. The reality is that there are a variety of ways to save for retirement, and the options you choose can depend on what kind of company you work for, or […]

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Equifax breach

How Do I Protect Myself After the Equifax Breach?

by Sophia Bera September 13, 2017

After news of the Equifax security breach broke, many of my clients have asked me what they should do to protect their personal information. I wanted to share my recommendations with all of you. What Happened? Equifax is one of three major credit bureaus, which means they compile and use a lot of consumer data […]

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auto loan refinancing

When and How to Refinance an Auto Loan

by Sophia Bera August 23, 2017

Let’s say that about a year ago, you bought a car and opted to finance it instead of buying the car in cash. If you didn’t get the best deal on your loan at purchase, you might be able to refinance in order to take advantage of lower interest rates, lower monthly payments, or a […]

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Online financial tools

The Best Financial Tools, Apps, and Calculators I Recommend All the Time

by Sophia Bera June 28, 2017

Managing and automating your finances has never been easier. There are so many online and mobile tools available (most for free!) that setting yourself up for financial success involves little more than 30 minutes of set-up and a few minutes of monitoring a month. You’re more likely to meet your financial goals if those goals […]

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Online experts

My Favorite Online Experts

by Sophia Bera June 21, 2017

Helping a client with their financial plan involves a lot of conversations about numerical data. We chat about their current net worth, their debts, the amount they have in savings, and their financial goals like buying a home or retiring. My clients are in a phase of life that comes with a ton of change […]

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blogs and podcasts

Personal Finance Blogs and Podcasts to Add to Your List

by Sophia Bera June 14, 2017

Summer’s a quiet time for financial planners. Lots of clients worry about money in January after setting New Year’s resolutions, or in April when taxes are due. For now, everyone’s going on vacation! But summer is a great time to learn about personal finance. You’ve got time to fill on long flights, after all! And […]

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