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Financial Planning for Millennials

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Careers and Entrepreneurship

Weighing a Job Offer? Look Beyond the Salary

You’ve been job hunting for months, and you finally receive a job offer. You’re desperate to get out of your current job, and the salary they’re offering looks decent enough, so you should just go for it, right? Eh, maybe. If you think of a job offer as a pie, the salary is but a mere slice or two. There are so many other factors to consider than would have a real effect on your happiness at this … [Read more...] about Weighing a Job Offer? Look Beyond the Salary

How to Make Networking Come Naturally

I've attended a lot of conferences this year, and these events are some of my favorite times to network. I get to hang out with my friends and meet other people who share my interests and goals. Through conferences, I’ve landed speaking gigs, new clients, media appearances, and more. This happened to me recently when I decided to attend Podcast Movement in Dallas. I thought the speaker lineup … [Read more...] about How to Make Networking Come Naturally

5 Signs It’s Time to Start Your Own Business

Entrepreneurship offers a world of opportunities for those who can manage being their own bosses and running their own businesses. I believe it’s the new job security for my generation. No longer are you at the mercy of your boss -- you can take action and create your own work, career, and business. But that doesn’t mean creating those things for yourself is easy or without challenges. Even … [Read more...] about 5 Signs It’s Time to Start Your Own Business

4 Steps to Negotiate a Raise You Deserve

Whether you just landed a new job or you've worked in your position for over a year, you might find it intimidating to negotiate a pay raise. It’s tough to talk about money in the first place. It's even tougher to ask for more. You want to make sure you are not overstepping your boundaries, or asking too much — but you also want to get paid what you deserve. Negotiating can feel … [Read more...] about 4 Steps to Negotiate a Raise You Deserve

Why I Love HSAs for Millennials

As a new employee, you may be confused by all the health insurance terms out there: What are PPOs and HDHPs, and how are they different? What’s going on with HSAs? And which one makes sense for me? Let’s start with the basics: Preferred Provider Organizations (PPOs) vs. High Deductible Health Plan (HDHPs). If you select your PPO plan, you'll likely have a smaller deductible with higher premiums … [Read more...] about Why I Love HSAs for Millennials

4 Ways Gen Y Can Maintain Good Financial Health

This time of year can only mean one thing: a new wave of students is donning their caps and gowns and walking across a stage to finally accept their hard-earned college diplomas. It's a really exciting time in anyone's life — but it can be pretty scary, too. For recent grads — and even members of Generation Y who have been out of college for a few years — thinking about how they'll become … [Read more...] about 4 Ways Gen Y Can Maintain Good Financial Health

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I'm Sophia! And I'm not your father's financial planner. I work virtually with clients across the country to help them navigate through big life changes and reach their goals. I'm also a foodie, a true crime junkie, and a lover of karaoke. Let's chat! Click here >>

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