financial planning for gen y

Financial Planning for the Next Generation

by Sophia Bera April 8, 2015

Financial planning for the next generation is more important than ever. Over the next 30 years, $30 billion in wealth will transfer from one generation to the next. There’s a clear need to provide financial planning services to members of Gen X and Gen Y, as they’re going to be seeing that wealth and will […]

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how to negotiate a raise

4 Steps to Negotiate a Raise You Deserve

by Sophia Bera March 25, 2015

Whether you just landed a new job or worked in your position for over a year, you might find it intimidating to negotiate a raise in pay. It’s tough to talk about money and ask for more. You want to make sure you are not overstepping your boundaries, or asking too much — but you also want […]

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fear of spending money

4 Tips to Overcome the Fear of Spending So You Can Enjoy Your Cash

by Sophia Bera March 11, 2015

In our quest to save money for emergencies, retirement, and future goals, it’s easy to develop a fear of spending money. But that’s not the right money mindset — or a healthy one — to maintain. As long as you can cover the basics, like having an emergency fund and saving consistently for retirement, you are allowed […]

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stash your cash millennials savings

Stash Your Cash: How Do You Compare?

by Sophia Bera February 25, 2015

American Express recently released a survey that shed some light on the savings habits of Americans for 2015. The survey shared not only what people are saving for, but where they’re saving — and that includes stashing cash in secret places around their homes! It was also interesting to see what, specifically, Millennials are saving for […]

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The Gen Y Guide to Empowered Personal Finance is Here

by Sophia Bera February 11, 2015

Ever felt like you missed out on critical financial education? Too many of us in Gen Y feel that way, and no wonder — if your parents didn’t teach you about money or set a good example for you to follow, you probably didn’t learn about money anywhere else. There’s no required course in grade school that explains […]

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What Should Your Emergency Fund Look Like?

by Sophia Bera January 28, 2015

Starting an emergency fund can sound like a daunting task. 3 to 6 months’ of your income, in one place? That’s a big number! You may think you don’t even need an emergency fund. But don’t be fooled into this line of thought. After all, it’s hard to know exactly when an unexpected expense will pop up […]

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making a plan for 2015

Make a Plan for Your Money in 2015

by Sophia Bera January 14, 2015

Ready to create an amazing year for yourself? After some reflection on last year’s finances, you’re ready to think about how you’ll do more with your money in 2015! (If you’d prefer a cartoon version of kicking butt with your money goals in 30 minutes, head over to my friend, Stephanie Halligan’s blog, The Empowered Dollar. Otherwise, keep […]

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reflecting on your finances

Reflecting on Your Finances in 2014

by Sophia Bera December 31, 2014

According to Fidelity’s most recent annual study, 31% of Americans will make financial resolutions for 2015. Of that group who wants to focus on finances when the calendar hits January 1 again, over half want to save more and the median goal is to save $200 per month. But before you look ahead to the goals you […]

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tax information you need to know for 2015

Tax Information You Need to Know for 2015

by Sophia Bera December 17, 2014

Editor’s Note: The following is an excerpt from the upcoming Gen Y Planning ebook, What You Should Have Learned About Money But Never Did: A Gen Y Guide to Empowered Personal Finance. You can get updates on when this ebook will be published and available right here. When you sign up for the ebook updates list, you’ll […]

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positive relationship with money

How Gen Y Can Build a Positive Relationship with Money

by Sophia Bera December 3, 2014

Personal finance scares a lot of people. It seems too serious, too complicated, or too inaccessible to not only understand but also master. But it doesn’t have to be this way. Money can be about joy, doing what you love, and living the life of your dreams. I’m on a mission to help members of […]

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