Recession-proof your finances

Are You Prepared to Ride Out the Next Recession?

by Sophia Bera January 27, 2016

The stock market experienced quite a few drops in January, causing a frantic debate in the media over whether or not another recession is coming. You might have been in college during the 2008 recession, or recently graduated and struggling to find a job. Or maybe you were a few years into your career and […]

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Millennials, their parents, and money

Why Mom And Dad Aren’t Your Financial Planners

by Sophia Bera January 13, 2016

When I meet with potential clients, I get a sense of what’s on Millennials’ minds when it comes to their money. Many of you have the same concerns — things like saving, paying off debt or saving for retirement. But I’ve noticed a trend that I didn’t anticipate: potential clients who want to get permission […]

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Financial New Year's resolutions

Stick to Your Goals for a Financially Fantastic New Year

by Sophia Bera December 30, 2015

New Year’s Eve is right around the corner and in addition to picking out that perfect sequined party dress, you might be thinking about what New Year’s resolutions you’d like to take on. Maybe this the year you commit to working out three times a week, learn how to code, or conquer your fear of […]

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money and happiness

Two Ways Money Can Make You Happy in 2016

by Sophia Bera December 16, 2015

As you take stock of the past year and set some goals for next year, think about the role money plays in your life. Is it something that always seems to slip out of your grasp, leaving you feeling out of control and struggling to pay your bills? Or does it seem to come easily […]

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Affordable holiday gifts

5 Ways to Give a Great Gift This Holiday Season (That Won’t Break the Bank)

by Sophia Bera December 2, 2015

Ah, the holidays. The air is crisp, the mood is jolly, and the eggnog is flowing. There’s a lot to love about this time of year, but it’s also filled with the stress of finding that perfect gift for everyone on your list. Santa, you make this look easy. Forget just finding those gifts — […]

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Retirement planning for Millennials

How Much Should You Be Saving for Retirement?

by Sophia Bera November 18, 2015

Retirement seems like a long time away for Gen Y, but it’s never too early to start saving. In fact, time is on your side right now and investing money in a retirement account will allow that money to grow at a much faster rate than it would if you kept it in a savings […]

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6 Things to Avoid When You’re a Gen Y Investor

by Sophia Bera November 4, 2015

Investing can get a bad rap thanks to the scary economic news we’ve heard in the past few years. Not to mention the two market downturns we’ve been through in the last two decades. Combine that with the downturn of the housing market that caused many millennials to witness their families lose homes or filing […]

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Student debt

Is Student Loan Debt Worth It?

by Sophia Bera October 21, 2015

When you’re weighing whether or not to take out loans to complete your education, it’s hard to avoid the news about the student debt crisis. The college class of 2015 was the most debt-laden in U.S. history, with an average debt of $35,000 per student. It begs the question: is all this debt worth it? […]

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Investing in yourself

The Importance of Investing in Yourself (and How to Do It)

by Sophia Bera October 7, 2015

As a financial planner, I talk a lot about investing your money wisely. You might want to invest in a new home, in grad school, or in the stock market. But we can expand this conversation to include other types of investing, too — like investing in yourself. Happiness comes from investing your money, time, […]

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job hunting tips

Tips to Improve Your Job Search

by Sophia Bera September 23, 2015

Let’s face it: hunting for a new job can be tough. With so many qualified candidates applying to a limited pool of job openings, it’s common to be rejected in favor of a more qualified applicant. And that’s assuming a company even replies to your application in the first place — which they don’t always […]

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