grad school

How to Pay for Grad School, Law School, or Your MBA

by Sophia Bera April 20, 2016

If you’re considering going back to school to get a master’s degree, law degree, or MBA, you might be looking into student loans to help pay tuition — especially since many graduate programs cost $50,000 a year or more. Yikes! This is a choice to not take lightly. Taking on debt of this magnitude (possibly […]

Read the full article…
Financial planning for an inheritance or settlement

What To Do with an Inheritance or Settlement

by Sophia Bera April 6, 2016

If you receive a large windfall from an inheritance or lump sum settlement, you’re suddenly faced with financial decisions you weren’t expecting. Getting a lot of money at once can be a blessing and a curse. You’re not only dealing with the emotions of receiving this money (maybe from a loved one who passed away, […]

Read the full article…
Investing for Millennials

Investing: It’s Not Just For Rich Old People Anymore

by Sophia Bera March 23, 2016

When you think of investors, what do you see? Men in suits strolling down Wall Street? The Sad Guys on Trading Floors blog? Your parents chatting on the phone with their financial advisor? A lot of Millennials don’t picture themselves as investors, and that’s a problem. According to a Facebook study on Millennials and money, […]

Read the full article…
homeownership

The Nuts and Bolts of a Mortgage

by Sophia Bera March 14, 2016

If you’re considering buying a home for the first time, there are a lot of terms thrown around that make the process seem pretty daunting. The one you’ve probably heard of? The mortgage. Much like rent, your mortgage payment is due monthly. But what does that payment cover? How do you get approved for one in the […]

Read the full article…
Student Loans

Student Loan Debt and What to Do About It

by Sophia Bera February 24, 2016

When you work with Millennial clients like I do, you are very well-acquainted with how student debt can affect a person’s everyday life. As countless articles and news reports lament, today’s 20 and 30-somethings are putting off buying homes and cars, getting married, having kids, and saving for retirement. While a bachelor’s degree is generally […]

Read the full article…
Saving up for the cost of having kids

Want Kids One Day? Begin Saving Today

by Sophia Bera February 10, 2016

If you’re feeling the urge to have your first baby, you’ve probably spent the past few months or years imagining what your future baby will look like, what names you like, and how adorable they’ll look in a onesie with little ducks on it (so adorable!). But when you’re planning to have a baby, you […]

Read the full article…
Recession-proof your finances

Are You Prepared to Ride Out the Next Recession?

by Sophia Bera January 27, 2016

The stock market experienced quite a few drops in January, causing a frantic debate in the media over whether or not another recession is coming. You might have been in college during the 2008 recession, or recently graduated and struggling to find a job. Or maybe you were a few years into your career and […]

Read the full article…
Millennials, their parents, and money

Why Mom And Dad Aren’t Your Financial Planners

by Sophia Bera January 13, 2016

When I meet with potential clients, I get a sense of what’s on Millennials’ minds when it comes to their money. Many of you have the same concerns — things like saving, paying off debt or saving for retirement. But I’ve noticed a trend that I didn’t anticipate: potential clients who want to get permission […]

Read the full article…
Financial New Year's resolutions

Stick to Your Goals for a Financially Fantastic New Year

by Sophia Bera December 30, 2015

New Year’s Eve is right around the corner and in addition to picking out that perfect sequined party dress, you might be thinking about what New Year’s resolutions you’d like to take on. Maybe this the year you commit to working out three times a week, learn how to code, or conquer your fear of […]

Read the full article…
money and happiness

Two Ways Money Can Make You Happy in 2016

by Sophia Bera December 16, 2015

As you take stock of the past year and set some goals for next year, think about the role money plays in your life. Is it something that always seems to slip out of your grasp, leaving you feeling out of control and struggling to pay your bills? Or does it seem to come easily […]

Read the full article…