Retirement planning for Millennials

How Much Should You Be Saving for Retirement?

by Sophia Bera November 18, 2015

Retirement seems like a long time away for Gen Y, but it’s never too early to start saving. In fact, time is on your side right now and investing money in a retirement account will allow that money to grow at a much faster rate than it would if you kept it in a savings […]

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Thumbnail image for 6 Things to Avoid When You’re a Gen Y Investor

6 Things to Avoid When You’re a Gen Y Investor

by Sophia Bera November 4, 2015

Investing can get a bad rap thanks to the scary economic news we’ve heard in the past few years. Not to mention the two market downturns we’ve been through in the last two decades. Combine that with the downturn of the housing market that caused many millennials to witness their families lose homes or filing […]

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Student debt

Is Student Loan Debt Worth It?

by Sophia Bera October 21, 2015

When you’re weighing whether or not to take out loans to complete your education, it’s hard to avoid the news about the student debt crisis. The college class of 2015 was the most debt-laden in U.S. history, with an average debt of $35,000 per student. It begs the question: is all this debt worth it? […]

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Investing in yourself

The Importance of Investing in Yourself (and How to Do It)

by Sophia Bera October 7, 2015

As a financial planner, I talk a lot about investing your money wisely. You might want to invest in a new home, in grad school, or in the stock market. But we can expand this conversation to include other types of investing, too — like investing in yourself. Happiness comes from investing your money, time, […]

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job hunting tips

Tips to Improve Your Job Search

by Sophia Bera September 23, 2015

Let’s face it: hunting for a new job can be tough. With so many qualified candidates applying to a limited pool of job openings, it’s common to be rejected in favor of a more qualified applicant. And that’s assuming a company even replies to your application in the first place — which they don’t always […]

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intermediate financial tips

You’re Doing Really Well Financially: Now What?

by Sophia Bera September 9, 2015

When you’re first getting your financial act together, the advice you’ll get pretty much boils down to: Create a budget Build up emergency savings Pay down debt Contribute enough to your 401(k) to get a company match, and fund a Roth IRA as well if you can You built up a solid career, got out […]

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networking made easy

How to Make Networking Come Naturally

by Sophia Bera August 26, 2015

I’ve attended a lot of conferences this year and it’s one of my favorite times to network. I get to hang out with my friends and meet other cool people who share similar interests and goals.. Through conferences, I’ve also landed speaking gigs, new clients, and interviews in the media. This just happened to me […]

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wedding season travel hacking

Travel Hack Your Way Through Wedding Season

by Sophia Bera August 12, 2015

Ah, wedding season. You’ve probably had a year or two when your fridge is so covered in save the dates and invitations that you had to go buy more magnets to hold them all up. As much as you enjoy witnessing your good friends get married, you can’t not think about how much attending all […]

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Farnoosh Torabi

Being a Credit-Savvy Millennial: An Interview with Farnoosh Torabi

by Sophia Bera July 29, 2015

Recently, I had the chance to chat with Farnoosh Torabi. She’s a personal finance expert who has used her knowledge to help people with actionable financial advice. Her work is deeply rooted in her own experience as a recent graduate trying to get by. At 22, Farnoosh was making less than $40,000 a year in […]

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renting vs. buying

Buying vs. Renting: Which One Is Right for You?

by Sophia Bera July 15, 2015

Like getting a job, buying a car, getting married, or having a child, home ownership is viewed as one of the markers of becoming a “real” adult. Despite hitting those milestones at a later age than their Boomer parents, and dealing with the blow of a tough economy right as they entered the job market, […]

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