credit score

Understanding Your Credit Score and How to Improve It

by Sophia Bera July 30, 2014

Why should anyone care about their credit score? Regardless of your personal feelings on credit, loans, and credit cards, the reality is that financial institutions you may need to work with in the future use it as a measure of how financially responsible you may be. It’s kind of like your GPA of your finances. […]

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Build Up Savings or Pay Down Debt

Should I Build Up Savings or Pay Down Debt?

by Sophia Bera July 16, 2014

If you’re like most Millennials, you have a lot on your plate. And you’re trying to do it all, too! It’s wonderful that you’re so driven, but trying to juggle many financial priorities at once can quickly become complicated. After all, most of us only have so much cash to go around each month. When […]

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summer guide for gen y grads

A Great Summer Guide for Gen Y Grads

by Sophia Bera July 9, 2014

Just graduated college, but feeling confused about how to manage your money in the real world? You’re not alone. As much as a college education was stressed to Gen Y as critical and essential, no one put the same emphasis on financial education. The result is many of us feel unprepared and lacking money management […]

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burden of student loans on gen y

Infographic: The Burden of Student Loan Debt on Gen Y

by Sophia Bera July 2, 2014

According to a recent survey released by Wells Fargo, Millennials know the steps to financial success. We say we know the importance of saving now and living beneath our means. But in the same survey, about half of Millennials admit to not saving at all. They say they think they’ll be able to start saving […]

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gen y emergency fund

The True Tale of the Turkey Break-In (and Other Reasons You Need an Emergency Fund)

by Sophia Bera June 18, 2014

When you’re young, you can feel like you’re invincible. Bad things — or even just the weird and unexpected — happen to other people, not you. Right? Well, maybe. Until you come home to a wild turkey sitting in your living room. One of my Gen Y Planning clients actually had this happen to her […]

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gen y money

My Media Clips for Millennials: Tips to Help Gen Y Better Manage Money

by Sophia Bera June 11, 2014

Gen Y Planning was founded with the intention of helping Millennials with their financial planning needs in order to empower my generation. Part of that mission is spreading advice, information, and knowledge about better money management skills for Gen Y far and wide. The segments I did with my local news network, Fox 9 News, […]

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gen y entrepreneur

3 Things Gen Y Needs to Know about Becoming an Entrepreneur

by Sophia Bera June 4, 2014

Every day that you rely on someone else to provide you with a paycheck is a day you’re making a really big gamble. It may sound counterintuitive, but being an employee in someone else’s business is actually pretty risky. It’s true that working for someone else used to be the “safe” option. Twenty or thirty […]

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millennial game plan image

Book Review: The Millennial Game Plan by Laura Shin

by Sophia Bera May 21, 2014

Collectively, Gen Y has a lot on our plates. We’re dealing with things like student loan debt and underemployment while trying to get our adult lives figured out. It’s not fun to admit we don’t have all the answers (especially since we thought we would have gotten it together by now). But the good news […]

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good financial health

4 Ways Gen Y Can Maintain Good Financial Health

by Sophia Bera May 14, 2014

This time of year can only mean one thing: a new wave of students is donning their caps and gowns, and walking across that stage to finally accept their hard-earned college diplomas. It’s a really exciting time in anyone’s life – but it can be pretty scary, too. For recent grads – and even members […]

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Thumbnail image for How a Digital Nomad Brought Me a Piece of Home in Peru

How a Digital Nomad Brought Me a Piece of Home in Peru

by Sophia Bera May 7, 2014

I was in the middle of the Amazon staying at a jungle lodge, struggling to survive without Wi-Fi. My hierarchy of needs at the time went something like: water, food, shelter, Wi-Fi, Kindle. Notice how clothing didn’t make the list. At that moment, I would rather have been naked with Wi-Fi then fully clothed without […]

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