tax information you need to know for 2015

Tax Information You Need to Know for 2015

by Sophia Bera December 17, 2014

Editor’s Note: The following is an excerpt from the upcoming Gen Y Planning ebook, What You Should Have Learned About Money But Never Did: A Gen Y Guide to Empowered Personal Finance. You can get updates on when this ebook will be published and available right here. When you sign up for the ebook updates list, you’ll […]

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positive relationship with money

How Gen Y Can Build a Positive Relationship with Money

by Sophia Bera December 3, 2014

Personal finance scares a lot of people. It seems too serious, too complicated, or too inaccessible to not only understand but also master. But it doesn’t have to be this way. Money can be about joy, doing what you love, and living the life of your dreams. I’m on a mission to help members of […]

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hsas for millennials

Why I Love HSAs for Millennials

by Sophia Bera November 19, 2014

As a new employee, you may be confused by all the health insurance terms out there: what are PPOs and HDHPs, and how are they different? What’s going on with this (relatively) new option, the HSA? And which one makes sense for me? Let’s start with the basics. Preferred Provider Organizations (PPOs) vs. High Deductible […]

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gen y save more money or earn more money

Gen Y: Should You Save More or Earn More?

by Sophia Bera November 5, 2014

Here’s what I love about Millennials: our generation wants to learn about money. Young professionals want to know how to be better with money than their parents and their peers. They want to avoid making the same mistakes, and they want to ensure their financial future is secure. I love that Gen Y is eager […]

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Thumbnail image for Financial Roundup: My Best and Favorite Posts from AOL’s Daily Finance

Financial Roundup: My Best and Favorite Posts from AOL’s Daily Finance

by Sophia Bera October 22, 2014

My latest piece for AOL’s Daily Finance just went live this week, and this one was a lot of fun. I wrote up a few ideas I picked up and lessons learned from the financial bloggers I got to spend time with last month at a media conference. I was reminded of the importance of saving for […]

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Thumbnail image for 17 Investing Terms Millennials Should Understand

17 Investing Terms Millennials Should Understand

by Sophia Bera October 8, 2014

Do you have a large amount of cash savings, but not much put into invested accounts for retirement? If so, you’re not alone. A majority of Millennials prefer to keep their assets in cash and don’t trust the idea of putting money into the market. That’s not too surprising, since many members of Gen Y […]

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students can take action to reduce dependence on student loans

How Students Can Take Action to Make College More Affordable

by Sophia Bera September 24, 2014

You’re starting college — and the cost is frightening. The average for in-state tuition at a public university was $8,893 for state residents and $30,094 at a private college for the 2013-2014 school year according to CollegeData. (Yes, that’s a big difference between public and private schools. You can read more about why your private college might […]

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As a Millennial, do you need to worry about estate planning?

Do Millennials Need an Estate Plan?

by Sophia Bera September 10, 2014

Estate planning? Really? Yes, really. It’s no one’s favorite topic and can be uncomfortable to think about. No one wants to imagine a worse-case scenario or simply not being here anymore. And it’s really difficult to think about when you’re so young and just revving up to the best years of your life. But stop and […]

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Cut Your Expenses and Save $200 Per Month

20 Tips to Save You $200 or More Per Month

by Sophia Bera August 27, 2014

FinCon Expo, AKA the Financial Blogger’s Conference, is right around the corner and it got me thinking about the basics of personal finances. I’ve always loved posts with tips on trimming your expenses. I don’t normally include posts like this on my blog, but sometimes we have to get back to the basics. Trimming spending by […]

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Can money buy happiness for Gen Y?

Can Money Buy Happiness for Gen Y?

by Sophia Bera August 13, 2014

A lot of emphasis is placed on saving money when we talk about personal finance. Saving more and spending less equal financial success, right? Fundamentally, yes, but that doesn’t mean all spending is bad. Spending money becomes an issue when it’s spent mindlessly on things that don’t bring us happiness. Or when we spend money […]

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