You’ve seen this happen to your friends. They get a big raise, or a new job that pays much more than their previous one. Suddenly, they’re a different person. They trade in their 10-year-old Toyota for a brand-new Audi, ditch their roommates for a one-bedroom in a luxury building, and they’re no longer your go-to friend for $2 happy hour beers at a dive bar. Or maybe it’s happened to you, too. … [Read more...] about A Guide to Preventing Lifestyle Creep (and Using Extra Cash to Build Wealth Instead)

If you’re considering buying a home for the first time, there are a lot of terms thrown around that make the process seem pretty daunting. The one you’ve probably heard of? The mortgage. Much like rent, your mortgage payment is due monthly. But what does that payment cover? How do you get approved for one in the first place? And how do you even know what you can afford? I PITI the … [Read more...] about The Nuts and Bolts of a Mortgage

If you’re feeling the urge to have your first baby, you’ve probably spent the past few months or years imagining what your future baby will look like, what names you like, and how adorable they’ll look in a onesie with little ducks on it (so adorable!). But when you’re planning to have a baby, you need to plan for more than nursery color schemes. Babies need more than onesies and love, y’all. … [Read more...] about Want Kids One Day? Begin Saving Today