Financial Planning for Millennials
What's the best part about fall? While your mind may instantly turn to pumpkin spice, light layers, and jewel-tone leaves, those lovely seasonal novelties won't impact your money too much (or so we hope)! At Gen Y Planning, the best part about fall is helping clients choose their company benefits. You might be thinking, isn't selecting benefits just an HR formality? Why spend so much time … [Read more...] about How Do I Choose My Company Benefits During Open Enrollment? The Ultimate Guide
Signed into law on July 4, 2025, the One Big Beautiful Bill Act (OBBBA) brings sweeping tax changes with some significant implications for taxpayers (particularly those in or near retirement). Standing at over 1,000 pages, the bill permanently extends many provisions originally introduced in the 2017 Tax Cuts and Jobs Act (TCJA), while enacting changes across many facets of the federal … [Read more...] about A Quick Guide to the One Big Beautiful Bill Act (OBBBA)
As you've likely seen in the headlines, we're experiencing significant market volatility, with the largest sell-off since the COVID-19 pandemic of 2020. First and foremost, I want to assure you: This is why we plan the way we do. What's Happening in the Markets The markets are responding to several factors: The recent tariff announcements from the Trump administration Ongoing … [Read more...] about A Perspective on Recent Market Volatility
As we move through the first quarter of 2025, we’ve had several clients, colleagues, and friends reach out with questions about recent market movements and the impact of tariff discussions on their personal financial plan. We'd like to address your most common questions and provide some perspective on what this means for your financial plan. Understanding Tariffs With all the talk of tariffs in … [Read more...] about Tariffs, Inflation, Market Volatility – Oh My!
Every day, you’re inundated with information. From social media to texts, phone calls, emails, and news alerts—it’s incredible how much information we process regularly. So, when it comes to handling your finances, it’s natural to think that the information you hear repeatedly is the best advice to follow. After all, plenty of people are making a living sharing financial advice online (we refer to … [Read more...] about 5 Big Lessons Popular Personal Finance Advice Gets Wrong
This season, you may feel overwhelmed with articles and content online about how to level up your finances in the new year – they’re everywhere! Everyone rattles off ideas about different resolutions you can set, how to automate your way to your goals, or different “hacks” to help you double the size of your bank account and retire by 45. Sound familiar? Here’s the good news: If you’ve been … [Read more...] about The One (Easy) Trick to Resetting Your Finances in the New Year