When you think of people who use financial advisors, you may not consider yourself the right demographic. But it may surprise you that plenty of advisors cater to people who aren’t retired millionaires. There are plenty of reasons for younger people to engage with a financial advisor well before retirement age. If you’re wondering if it’s the right time to speak with a professional about your … [Read more...] about 5 Telltale Signs You Might Need a Financial Advisor
Life and Money
How To Become A Less-Stressed Millionaire
Generation Y has, for lack of a better term, “been through it.” Our generation has lived through some of modern history's most monumental economic and social events. The result? Stress, and for some, lots of it. Nearly 44% of Generation Y report feeling stressed all or most of the time. Everyone has unique stressors, but the most common are saving money, managing debt, and planning for … [Read more...] about How To Become A Less-Stressed Millionaire
What’s Your “Enough” Number? And How Can It Help You Live Your Best Life
When you think about having enough money, what comes to mind? Is it never worrying about money again? The freedom of making a significant career change? Taking a well-deserved sabbatical? Moving to a scenic location? Finally adjusting your lifestyle where work doesn’t have to be your first priority? Those all sound like pretty dreamy scenarios, but how can you take these hypotheticals and … [Read more...] about What’s Your “Enough” Number? And How Can It Help You Live Your Best Life
Protecting Yourself Against Identity Theft
Lots of us have seen and reported fraudulent charges on credit cards. In those cases, cancelling and replacing the credit cards usually solves the problem. Identity theft is a different and more severe type of fraud because what has been stolen — your social security number, for example — can’t be changed or replaced. Identity theft is when someone steals your personal … [Read more...] about Protecting Yourself Against Identity Theft
When Nothing Goes According To Plan, Having A Plan Matters Most
Even if you didn’t experience financial instability in 2020, it’s OK if this feels like a lost year. Be kind to yourself. You don’t have to hustle your way through the pandemic. If you lost some or all of your income, had to delay a big financial step, or had to stop saving for retirement, you’re far from alone. One in three American adults has had to pull money from their savings or … [Read more...] about When Nothing Goes According To Plan, Having A Plan Matters Most
Estate Planning Basics: Wills, Trusts, And Medical Care
It’s very common for younger people — and older people, for that matter — to go without an estate plan. But whether or not you have kids, a spouse, or a great deal of wealth (yet!), the best time to create an estate plan might be right now. Creating a will is an important part of estate planning, but there’s a lot more to it than that. Your estate plan should also include, in writing, the details … [Read more...] about Estate Planning Basics: Wills, Trusts, And Medical Care