Congrats! You just finished college, or grad school, or law school, or business school! Now, it’s time to figure out what student loan program you’re going to choose to pay back your student loans. If you have a reasonable amount of student loans in relation to your income, then you will most likely want to choose the 10 year standard repayment method so that you can pay them off … [Read more...] about Student Loans: Pay As You Earn, IBR, ICR, PSLF, and OMG This Is Confusing!
How to Prioritize Student Loan Debt While Working Towards Other Financial Goals
A common question that is brought up by my Gen Y clients is: what do I do about my student loans? The problem is that there isn’t a simple answer. It really depends on a few things: The amount of student loans in relation to your income; if the loans are public or private; the interest rate on your student loans; and the other goals that you’re trying to achieve. Prioritizing … [Read more...] about How to Prioritize Student Loan Debt While Working Towards Other Financial Goals
Why Entrepreneurship is the New Job Security for Gen Y
When I left my job a few months ago to start Gen Y Planning, there were many people that were nervous for my “lack of job security” (I guess that I was one of those people!). But I’ve seen so many people have success by running their own businesses and becoming entrepreneurs that I was so excited about creating what I’ve been dreaming about. Entrepreneurship = Job Security Most people … [Read more...] about Why Entrepreneurship is the New Job Security for Gen Y