Before going to college, you dedicated a lot of time to think about what you should major in. You likely picked schools to apply to based partially on specific programs they offered. And now, many years after graduating, you’re feeling a bit stuck and ready to make some kind of career move. How do you figure out what’s next when you no longer want the career you decided on when you were 18 years … [Read more...] about How to Create Your Own Career Path
How to Earn More and Grow Your Net Worth
When you’re young and just starting your career, you’ve likely never earned five figures before, so that $30,000 offer for a job in New York City can feel like a king’s ransom! Besides, you barely have relevant work experience yet, so it’s not like you deserve more money. Right? Wrong! As you gain experience and show your value to your company, you deserve more. As you hunt for a new job and get … [Read more...] about How to Earn More and Grow Your Net Worth
The Role of Career Planning in Financial Planning
When I work with financial planning clients, I tend to ask a lot of questions that don’t seem to be directly related to money at all. Where do you want to live? Do you have any upcoming travel plans? Do you like your job? Here’s the thing: most decisions you make in your life are connected to your financial situation in some way. Travel can be expensive, and the city you move to affects your cost … [Read more...] about The Role of Career Planning in Financial Planning
Retirement Planning if You’re Self-Employed or a Small Business Owner
Many people refer to retirement savings plans as “401(k)s” even if they’re not, because so many financial advice articles out there focus heavily on 401(k)s.The reality is that there are a variety of ways to save for retirement, and the options you choose can depend on what kind of company you work for, or if you work for yourself. And since 401(k) plans can be complicated and expensive for … [Read more...] about Retirement Planning if You’re Self-Employed or a Small Business Owner
How to Create Your Own Benefits Package When You’re Self-Employed
When you’re a full-time employee for a company, you might take for granted all the benefits you get in addition to your actual salary. It turns out that of your total compensation package, 30% goes toward benefits like health insurance, disability insurance, life insurance, 401(k) matches, paid vacation and sick leave, and more. But nearly a third of U.S. workers are self-employed or work for a … [Read more...] about How to Create Your Own Benefits Package When You’re Self-Employed
How Do I Protect Myself After the Equifax Breach?
After news of the Equifax security breach broke, many of my clients have asked me what they should do to protect their personal information. I wanted to share my recommendations with all of you. What Happened? Equifax is one of three major credit bureaus, which means they compile and use a lot of consumer data to help determine creditworthiness. You credit score is based on information in your … [Read more...] about How Do I Protect Myself After the Equifax Breach?