So you want to go to Thailand for three weeks when you finish your MBA, but you’re concerned about paying for a plane ticket. However, did you know it’s only 80,000 United miles (plus taxes and fees) to fly round trip to Asia from the U.S.? Or maybe you want to go to Italy for your wedding anniversary. Did you know it’s only 60,000 United miles (plus taxes and fees) to fly round trip to Europe … [Read more...] about Hacking Your Credit Card Rewards
Archives for July 2017
Hacking Your HSA
If your health insurance plan is a High-Deductible Health Plan (HDHP), you may be eligible to contribute to a Health Savings Account (HSA). Unfortunately, HDHPs and HSAs confuse a lot of people, and it’s important to understand how they work so you can use them to your advantage. HDHPs are attractive to many people because they have lower premiums in exchange for higher deductibles. That means … [Read more...] about Hacking Your HSA
Hacking Your Roth IRA
You know the often-suggested retirement savings checklist: If your employer offers a 401(k), contribute enough to get a match. Max out a Roth IRA if you qualify. Go back to your 401(k) and work toward contributing the maximum of $19,500 per year for 2021. Generally, you fund these accounts for the long-term, because early withdrawals can lead to penalties. But here’s why I love Roth IRAs … [Read more...] about Hacking Your Roth IRA