Protection Planning

Recession-proof your finances

Are You Prepared to Ride Out the Next Recession?

by Sophia Bera January 27, 2016

The stock market experienced quite a few drops in January, causing a frantic debate in the media over whether or not another recession is coming. You might have been in college during the 2008 recession, or recently graduated and struggling to find a job. Or maybe you were a few years into your career and […]

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intermediate financial tips

You’re Doing Really Well Financially: Now What?

by Sophia Bera September 9, 2015

When you’re first getting your financial act together, the advice you’ll get pretty much boils down to: Create a budget Build up emergency savings Pay down debt Contribute enough to your 401(k) to get a company match, and fund a Roth IRA as well if you can You built up a solid career, got out […]

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What Should Your Emergency Fund Look Like?

by Sophia Bera January 28, 2015

Starting an emergency fund can sound like a daunting task. 3 to 6 months’ of your income, in one place? That’s a big number! You may think you don’t even need an emergency fund. But don’t be fooled into this line of thought. After all, it’s hard to know exactly when an unexpected expense will pop up […]

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As a Millennial, do you need to worry about estate planning?

Do Millennials Need an Estate Plan?

by Sophia Bera September 10, 2014

Estate planning? Really? Yes, really. It’s no one’s favorite topic and can be uncomfortable to think about. No one wants to imagine a worse-case scenario or simply not being here anymore. And it’s really difficult to think about when you’re so young and just revving up to the best years of your life. But stop and […]

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Protect Yourself and Your Stuff – An Insurance Overview

by Sophia Bera October 16, 2013

Many millennials don’t associate insurance as part of their financial picture, but it’s an important piece of financial planning.  We are so focused on saving, paying down debt, and investing, that we sometimes forget about protection planning.  Please note: every person’s situation is different so it’s important to work with a comprehensive financial planner to […]

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The Most Overlooked Insurance for Gen Y

by Sophia Bera August 14, 2013

There are parts of personal finance that people associate with financial planning, like paying down debt, building up savings, and planning for retirement.  But there is more that goes into financial planning than that alone.  One of the most important parts of financial planning is protection planning.  That’s the part that has to do with […]

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