If you’re considering buying a home for the first time, there are a lot of terms thrown around that make the process seem pretty daunting. The one you’ve probably heard of? The mortgage. Much like rent, your mortgage payment is due monthly. But what does that payment cover? How do you get approved for one in the first place? And how do you even know what you can afford? I PITI the … [Read more...] about The Nuts and Bolts of a Mortgage