September 2013

Thumbnail image for My $1,000 Day – Or Why Everyone Needs an Emergency Fund

My $1,000 Day – Or Why Everyone Needs an Emergency Fund

by Sophia Bera September 25, 2013

Sometimes, people ask me why they need an emergency fund.  In the past, I’ve come up with reasons like a car repair, medical emergency, or job loss, but often when we are speaking in hypotheticals it’s easy for people to ignore the advice.  Trying to save 3-6 months of one’s salary sounds like such a […]

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Thumbnail image for Should I Contribute to a 401(k) or a Roth IRA?

Should I Contribute to a 401(k) or a Roth IRA?

by Sophia Bera September 11, 2013

I am asked a lot of questions about retirement: Where should I save for retirement?  Should I use a 401(k) or a Roth IRA?  Can I do both?  What’s a Roth 401(k)?  How do I find out about my company match?  I have a 403(b), what’s that?  These are all great questions and today I […]

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Thumbnail image for 5 Bad Attitudes of Financial Planners (and why they make me want to stab my eyes out!)

5 Bad Attitudes of Financial Planners (and why they make me want to stab my eyes out!)

by Sophia Bera September 4, 2013

I love financial planning, but I don’t love financial planners.  There are a lot of “industry professionals” with cocky attitudes and big egos (barf).  If you are currently working with a financial planner that displays one of the attitudes mentioned below, I strongly encourage you to start looking for a new one.  Preferably, someone who […]

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